For the fourth and final masterclass of this cycle dedicated to the empowerment of women in their professional and personal lives, Madame Figaro focuses on a big word, which has always been taboo: money.
Why do women save less than men? How to get financial independence? Because it’s how to invest regardless of age and savings level ? Both driven by deep convictions on the issue of economic independence, Maxime Carmignac, managing director of the UK branch of the asset management company Carmignac, and Sibylle Le Maire, executive director of the Bayard group on the initiative of ViveS Media, will share Friday January 20th at 9:00 am live on our website their commitments, their advice and their experiences.
Did you know that already at the age of pocket money there is an imbalance of “remuneration” between boys and girls? In college, this difference is 4 euros a month. In high school it goes up to 10 euros for 16-18 year olds. How come ? Because girls will dare to ask for less than their male counterparts, and because their parents are more comfortable with the idea of offering them gifts – more than money… At the other end of the spectrum, older women find themselves at the of their professional life with a lower level of pension and savings than men.
What happens between these two ages of life so that this inequality never ends? According to various studies, only 15-20% of women invest (compared to 40% of men). And even when they are worried about it, over 53% of 25-34 year olds would let their spouse look into this thorny topic for themselves…
Build a strategy
Fear of not having enough resources to invest, fear of not understanding anything, lack of time, lack of consideration even by asset managers and other players in the banking sector who speak little to them – or in their offer of low-paying products (Livret type A)… Women still reluctantly face the crucial issue of their financial independence, therefore a strong risk of impoverishment.
What women are trying to earn through wage increases, they may have already achieved through investments
Real progress will come – from an early age – all the way through education, to release brakes and blockages. For women to be able to better defend what they are “worth” in the world of work. And develop your financial base, better distributing expenses and opting for an investment strategy. Take the time to listen to this masterclass – it will be your first placement!